Travel health insurance: cost of treatment and repatriation

Travel health insurance: cost of treatment and repatriation

Travel insurance: protection and cost

Will a trip abroad started to lose the statutory health insurance in large Parts of their validity, so that often only the basic services are covered. In the event of illness, for example, a treatment by medical personnel requires, the resulting costs are often by the traveller himself to be carried, which can be very expensive. A travel health insurance comes for costs resulting from illness, accident or death. This extends the scope of a travel health insurance on inpatient or outpatient treatment, as well as a necessary repatriation of the Insured. Some travel health insurance also for rescue, Search and rescue costs, with a travel medical insurance-Preisvergleich makes it clear that it in terms of services and prices are substantial differences can give.

Travel insurance - this should be respected

Who wants to travel, often with little thought about the possible risks in the holiday. Especially in relation to the hazard potential can travel - whether in the ski resort or on Mallorca - differ substantially. Accordingly, at the conclusion of a travel health insurance not only the costs but also the benefits and the associated scope of cover are determined and compared. In this context, is a travel health insurance comparison makes sense, however, should consider different aspects to be considered. For example, to apply benefits of travel medical insurance as the 100-percent reimbursement of treatment products as mandatory, whereas search costs or transfer Costs usually optional additions. A travel health insurance should be additional services such as Transport by an ambulance to the hospital, the possibility of a free doctor and Krankenhauswahl as well as the repatriation to the homeland, but also certain dental services in each case.

Travel insurance: For a journey, or a lump sum

A travel medical insurance can be either for a specific trip or as a lump sum for a fixed period of time - for example, for a year to be completed. The latter approach is recommended, among other things, for frequent travelers or for a longer stay abroad - for example, in the context of a semester abroad. In this case, travel insurance, additive benefits to cover the case of a short trip tend to be not required. These include, among other services, such as dentures or even a cost-recovery in the event of a pregnancy. Partly in the context of a travel health insurance even of the possibility of damages as a result of war or internal unrest will be covered.

Travel Insurance: Compare

As with many insurance policies, there are also in the field of travel health insurance price differences, on the one hand, according to the services required and on the other hand, according to the duration of the trip. Before deciding on a travel medical insurance can be the price comparison of several potential vendors to significantly pay out. There is insurance coverage through private insurance, the provider may directly addressed, and after optional Auslandsleistungen to be asked. This can bureaucratic effort and also save costs, because no additional insurance contract is entered into. Is often sufficient but also a travel insurance comparison through a brief Internet search to get a cheap and at the same time, powerful travel insurance to find. The contract details should always be checked, so that any discrepancies in advance can be discussed.

Travel insurance comparison - short-term contract possible

Is short before the trip, still no health insurance have been completed, this can be done under the help of the Internet, mostly in the short term be rescheduled. Submitting an application as well as confirmation on the traditional postal service are no longer required, so that the travel health insurance online is completed and the confirmation online that can be printed. Often send the insurer a E-Mail, the Police and relevant parts of the contract are included, so that directly after the conclusion of the insurance cover exists.