Statutory health insurance: comparison may be worthwhile

The tasks of the statutory health insurance

The statutory health insurance in Germany is part of the health system. It is their task to the health of the insured Person to obtain, by the costs of necessary medical treatments funded. Every employee is obliged to register in the statutory health insurance Fund to insure. At the same time, each of the statutory health insurance funds obligated to an employee record. This must be for the offered service, a monthly contribution to be paid.

Statutory health insurance contribution is not the same post:

Until 2008, it was basically, no matter which statutory health insurance are you insured was a member. However, since the health care reform in 2009, it is bedonders become important, the statutory health insurance compare. Because since then, the insurer can your offers to customize. About 96 percent of the services provided by a statutory health insurance, stipulated by legislation. These are in the Fifth social security code laid down. This means that the insurance companies are very similar. At the same time, it is, but also, that the provider differ from each other. About the services or the offered methods of healing vary the offers of the statutory health insurance. Comparisons you can find on the Internet! There you can exactly for those additional services are looking, you absolutely covered want to know. The health insurance comparison helps the individual to filter out the suitable insurance. The costs are, however, uniform for the statutory health insurance.

Contribution to statutory health insurance
Currently, the contribution to the statutory health insurance nationwide at 15.5 percent. This will be on the Insured and the employer split, where the Insured is usually to 8.2 percent and the employer 7.3 percent to carry.

Statutory health insurance comparison is, since 2009, required

With the additional services, ie those services, through the provision of basic services and beyond, the statutory health insurance funds on the other hand from each other. This includes dental care, or certain methods of healing. For this requires the Insured to then pay themselves ? unless you are in the benefits of the statutory health insurance.

Comparison

Professional dental cleaning is of some cash twice a year paid, other insurance companies, however, are not. Then, per tooth cleaning about 50 euros. Also tooth preservation measure measures or orthodontic treatments are sometimes part of the additional services.