Serious diseases: Prevention take yourself in Hand

Faster healing with better care

Who has a medical insurance, whether in a private or statutory health insurance, usually in terms of medical Prevention and medical treatment is well secured. But in particular, the statutory health insurance companies need more and more services by the insured to be carried out privately. Particularly hard hit are those policyholders, where Doctors quite unexpectedly serious diseases (also Dread Disease called) to diagnose. Prevention in the Form of a supplementary insurance, then at least the circumstances easier. But also the basic services of the private health insurance includes not everything that the policyholder for services in the event of illness wish. Especially the case of serious illness, the long failure and with comprehensive measures to restore the health, wish for many policyholder services, the healing process more enjoyable. These are the health insurance companies in many cases, however, not be assumed. Remedy can, in this context, a good Precaution, for example, with a Dread-Disease insurance. It must be noted, however, that such a Heavy-diseases-Prevention is always a waiting period is connected. In addition, a policyholder is not always the promised benefits. In the event of the diagnosis of "Dread Disease" really is a Precaution, you should in advance, therefore, a comparison of quotations to be carried out. The only way you can find out which insurance to their needs, the corresponding price-to-performance ratio and which are not.

Serious illness insurance can save existence

Serious illnesses mean particularly often strong financial failures. Ill the main breadwinner of a family, this can quickly threaten the existence of. Although numbers of statutory health insurance, a sick leave for a total of 78 weeks within a period of three years, provided that the same disease, the cause of the failure. However, the amount of the per diem benefit significantly under the current income. For such cases, it may be useful for severe diseases, according to be on the safe side and, for example, daily benefits insurance complete. This then pays for the entire duration of the outage is a fixed daily rate. Especially for the Self-employed, offers this insurance, as in your case a long failure nearly always's existence leads, even if you as a member of the statutory health insurance after 7 weeks, as well as employee is entitled to sickness benefits. The time before that can be either with a completed additional secured or the person Concerned did not make the payment of sick pay in the event of a serious illness. Provision can in this case by an additional private insurance to be taken.

Contracts before completion to check exactly
In addition to the financial security may be at serious diseases Provision should be made that insurance policies, a single room or the Chefarztversorgung guarantee. A stationary housing for long periods of time, can be a single significantly contribute to the recovery drive. So the Patient must, for example, not every few days with new roommates and associated disorders arrange. Who for severe diseases Prevention intends to operate, should be in the conclusion of appropriate insurance, in each case, before a comparison of the respective achievements, contributions and disclaimers at any time. Is a disease before the contract is already diagnosed, the insurance is usually not covered. To note are also certain waiting time: it is Only when these deadlines have expired, there is a claim on the insurance contract agreed services.