Private long-term care: long-term care provisions

Private long-term care legal retirement to close the gaps

Long-term care is one of the mandatory social insurance. However, no means that are done by the statutory pension cover all the expenses in case of Emergency. Care insurance pays legal state as regularly as twice on the top step III-it tastes home for a field dependent people. Therefore, more and more people opt for the creation of a private body. Here is spoken by care insurance. The insured since January 1, 2013, even their own private insurance can benefit from government subsidies. Modeled after the Riester pension, private long-term care € 5 a month will be financed. The so-called "maintenance-Bahr" with more and more people in need of care will be created as a result of demographic changes in the coming years that will be an incentive to hedge the risk of self-care.

Private long - term care-contribution depends on the age

Of course, the private contribution is very important for the connection of the body. The payment of this premium depends on the policyholder's age at the beginning of. However, it should not be factored in the calculation of the contribution of disease risk. It's expensive, but for women: they basically have higher life expectancy than men and therefore in an emergency situation because it depends on long term insurance, you pay a slightly higher monthly fee. Monthly income depends on what insurance policy nor public financing. Those who want to take advantage of government support for private care insurance, however, must fulfill certain requirements. So, at the level of maintenance per patient per day a certain amount of insurance benefits in the word daily, depending on the one hand must be paid. In addition, every month at least 10 € a month for insurance maintenance contract reaching Level III 600 € must be made to guarantee a minimum payment of special nursing care, must be paid into.

Private long-term care: a comparison of different offers of the help

Private care insurance with various insurance companies can be taken. However, not all opportunities are equal: the terms of the contract, such as insurance differs from most insurance companies. Therefore, the correct custom finding aid for the body, the comparison of bids. So quickly that long-term care, to provide reasonable and you can specify a strong collective. New state funding rewarding a low monthly fee can be increased. Then again you have to rely on old age care a problem if care financing also benefit your family. With the high cost of old age care in a special care insurance, can be easily detected. Legal nursing care, in addition to the regular maintenance of your care needs in old age, secure in the case of payments you will receive. Get information on private care insurance and compare the different offers!