Private health insurance – healthcare-to-measure

Private health insurance – benefits and unique selling points
Private health insurance plans offer the advantage that the performance on the individual needs and wishes of the policyholder can be tuned. So for example, visits to medical practitioners or acupuncture specialists, be adopted. Generally benefit privately Insured by a far wider range of services than people with statutory health insurance. So the more medicines transferred to the POS, for the other would have to pay. Stays in the hospital may also by the possibility of the use of a single room or a treatment by be facilitated. In everyday life helps people with private health insurance already, her Status as a private patient: in Addition to a usually faster appointments and shorter waiting times in the doctor's office will also be more investigations and Tests of the cash taken, so that health care can be significantly improved.

Who has access to private health insurance?

The private health insurance (PHI) provides certain professional groups, the possibility for the individual, and powerful to insure. Here is the private health insurance Self-employed, freelancers, eligibility and guardians officials as well as students. But also employees can insure themselves privately, unless you annually a certain income can prove. The so-called Jahresarbeitsentgeltgrenze determined, from which the gross annual income of workers from the statutory compulsory insurance can be released. This limit is adjusted every year and is in the year 2014 with 53.550 Euro. Also in fulfilment of the entry criteria may be private health insurance, unlike health insurance funds, the potential policyholder to reject or certain Exclusions. An exception exists only for those officials.

Private health insurance comparison of various offers helps

The offer of the private health insurance companies differ in terms of prices and services. Here are many factors such as the age and health status. The salary is in many cases decisive for the possibility to insure themselves privately, but does not affect the insurance premium. For a long time was also the gender of the calculation of the insurance premium – women had to regularly make a greater contribution to pay. This unequal treatment is, however, prohibited by law, so that from the 21. December 2012 completed insurance policies, a uniform distribution of risk need to include. To get the right deal with all of the desired benefits and a low price to filter, you should first have an Overview of the offers of private health insurance to obtain. A comparison of the various offers of help, the most beneficial deal to find.

Private health insurance: computer use and save

The search for a private health insurance with the help of a Calculator significantly improved and simplified. By entering your individual performance desires and requirements, you will receive only the offers that meet your specifications. All other services will be organized and you also see directly how much your monthly premium would be. So you can have your tailor made private health insurance with the help of the computer, to effectively determine and also as soon as possible by the improved performance benefit. Also test the computer for an easy comparison of private health insurance and you will find your personal Wunschangebot!